Advisor

Rule-based coach

v0.1 uses local calculations only. No AI API, no server, no account.

Money health

On track

Good balance across all areas.

Forecast

8.6tr

Safe/day

1.2tr

78/100

Warnings

Budget and pace checks

Current forecast stays positive this month. Move part of the surplus into goals or investments.

Money signals

Current month

Daily safe spend

1.2tr

End-month saving

8.6tr

Investment

5tr

Saving rate

56%

Recommendations

Next actions

Keep discretionary spending under 1.2tr per day.

Audit Tech; it is the largest spend category this month.

Move 2.6tr toward your highest priority goal.

Goals

Demo goals for v0.1 planning

Emergency fund

Safety

40%

Mac setup

Tech

34%

Investment fund

Investing

30%